Great Features

 

Secure Online Spending Management

Mvelopes Personal is the simple, smarter online budgeting tool. With Mvelopes Personal, there's no software to download and no worrying about system compatibility. All you need is an Internet connection. Mvelopes will walk you through the set-up process, helping you create a personalized spending plan, and in just a few minutes you are well on your way to financial freedom.

Because Mvelopes is completely online, you can log in at home, work or across the country to view and manage your spending plan. Mvelopes doesn't tie you to a single computer like other budgeting programs do. And because your sensitive information isn't stored on your hard drive, you don't have to worry about transferring that information to a new computer or erasing it from your old one. And if your computer ever gets stolen or damaged, you can rest assured that your information is safe and secure.

Mvelopes uses Secure Sockets Layer (SSL) encryption of all sensitive data, just like online banks and trading firms, providing the highest level of security available today. And with a secure username and password, firewall protected Web servers and regular data security audits, Mvelopes also provides peace of mind.

With Mvelopes, not only are you not tied to a single computer, you're not even tied to a PC. Mvelopes runs seamlessly on most Internet browsers on either a Mac or a PC. In fact, you can log in and check Mvelopes on your PC at work, your Mac at home or even your mobile phone on-the-go and always see the same information. With Mvelopes you've got the freedom to manage your budget your way – anytime, anywhere.

Automatic Transaction Retrieval

Face it. If it's not easy, most of us simply won't do it. One of the most difficult challenges most people face in managing their spending is keeping track of it all. It's difficult enough to keep track of every time you spend money. But when most families today have two or more people spending with checks, debit cards, credit cards, online payments, automatic transfers and more – all from multiple accounts, tracking it all can be nearly impossible! That's why Mvelopes Personal automatically retrieves ALL your spending and deposit transactions – from your bank, credit union, or credit card company – bringing all your transactions into one easy-to-manage tool.

Full-Featured Online Bill Pay

Mvelopes Personal includes a full-featured online bill payment service at no additional charge — no more writing checks, licking stamps, or going to the post office. You get up to 15 payments each month, saving you close to $6.00 each month in postage alone.

With Mvelopes Bill Pay, you can pay any company or individual, schedule automatic or recurring payments or transfers and receive, view and pay your bills all online. You can pay each bill separately, or pay them all at once with one easy step. You can even track your bills in the pending transactions register of Mvelopes.

Net Worth Tracking

In order to understand how to get to where you want to be it is important to first understand your current situation. Regular monitoring of your net worth is one of the best indicators of your financial health – whether or not you are moving in the right direction, and if you are moving quickly enough.

Mvelopes Personal allows you to effortlessly monitor all your accounts with online access – checking, savings, credit card, 401(k), IRA, mutual funds, stocks, and even your mortgage and auto loans are all tracked automatically. You can add an unlimited number of accounts from any of the supported institutions. Just click on the Net Worth icon and Mvelopes will pull the current balance for each and calculate your total assets, liabilities, and the difference between them. Tracking your net worth has never been easier!

Anytime, Anywhere Mobile Access

Access Mvelopes Personal from the mall, the grocery store or anywhere you make spending decisions. Mvelopes Personal Mobile allows you to log in and access your envelope and account information on-the-go using your Internet-enabled mobile phone.

With Mvelopes Mobile, all your spending information is literally right at your fingertips whenever and wherever you need it, so you can make smarter spending decisions and take control of your finances.

Mvelopes Mobile is a FREE service to all Mvelopes Personal members. There’s no additional registration, no set-up, no fees* and no need to sync the information on your phone and your computer. Mvelopes Mobile does it all for you. Just set up Mvelopes Personal on your computer and then use your Mvelopes username and password to log in on your mobile phone at https://my.mvelopes.com/mpmobile/control/login?accessCode=D003001001.

Wireless Transport Layer Security (WTLS protocol encrypts all your sensitive data during transmission, providing you with the highest level of security available today, and ultimately peace of mind.

Unlimited Live Customer Support

Live chat is now available 24 hours a day, 5 days a week!

Included with your Mvelopes online membership is unlimited live customer support via chat or email, as well as access to our message boards, FAQs, tutorials, and online help manual. Members also receive a monthly online newsletter that provides tips for using Mvelopes and other useful suggestions to help you on your way to financial freedom.

Supporting you, the customer, is our most important goal. If you are successful, we are successful. We want to make sure you take advantage of all the features Mvelopes Personal has to offer. With our unlimited support, you always get to communicate with a real person and never have to worry about the number of times you contact us or the length of your chats or emails. That's what we're here for.